Thursday, July 23, 2015

What Do I Do If I Am Injured At Work?

Every employer and every employee should be dedicated to preventing accidents and injuries at work. Even with the best intentions, however, work-related injuries can and do still happen. If you are injured at work, it's important to act quickly.

Phase 1: Seek Medical Attention
Finances are important, but they are not nearly as important as your physical health. If you suffer an injury at work (or anywhere else) the very first thing you should do is seek medical attention for your injuries. The rest can happen once you have been properly treated.

Phase 2: Report The Accident
You will be doing both yourself and your employer a disadvantage if you fail to report the accident. In the worst-case scenario, your employer could refuse to pay for your medical treatment and associated benefits while you are out of work. Your workers' compensation insurance may deny paying your claim, too. You can prevent these potential issues by immediately reporting every accident to your employer or supervisor, even if the injuries are minor.

Phase 3: File A Claim
The next step is to file a claim with the Workman's Compensation Insurance Board (WCIB). Your employer may also be required to file a claim. It is always better to file your claim sooner than later. In Missouri, the statute of limitations is two years; if you do not file your worker's compensation claim within two years of the accident, you may be denied compensation for your injuries and associated pain and suffering.

Phase 4: Consult A Worker's Compensation Attorney
If your claim is denied or if your employer resists covering your medical or out-of-work benefits, you may have the grounds for a worker's compensation lawsuit. If have questions about your claim, you are always welcome to set up a free consultation with our workers' compensation attorney at the Lake of the Ozarks. McDuffey Law Firm has experience handling all forms of work-related accidents, including:
  • Construction Accidents
  • Back & Neck Injuries
  • Repetitive Motion Injuries
  • Burning, Scarring, & Disfigurement
  • Psychological Stress
  • And More
If you have been injured at work, it is important to act as soon as possible. Contact our personal injury law firm at the Lake of the Ozarks to get started today.

McDuffey Law Firm, LLC
Ph. (573) 302-7211
Fax. (573) 302-7215

5754 Parkside Village Ct.,
P.O. Box 368
Osage Beach, Mo 65065
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