Wednesday, December 30, 2015

4 Personal Injury Law Myths

On the surface, personal injury law seems like it should be simple. If you've been injured due to the negligence of another, they should pay for your resulting medical bills and any associated pain and suffering - right? Unfortunately, personal injury law is usually not nearly this cut-and-dry. There are many different factors that can impact whether or not the negligent party will actually be required to pay for the damages, and many different details that must be addressed when filing a personal injury claim at the Lake of the Ozarks.

Because of these complications, misunderstandings surrounding personal injury law are incredibly common. Today, McDuffey Law Firm is here to clear up some of the confusion surrounding our legal field by dispelling some of these common myths.

Myth #1:  If You Have Insurance, You Don't Need An Attorney

Unfortunately, this assumption is one of the most dangerous ones people can make. Having insurance does not mean you will not need an attorney's services. In fact, your attorney's most valuable service will probably be helping you stand up to your insurance company. Your insurance company is a business, and - like all businesses - they are out to make a profit. If they can find a reason to deny your claim, they probably will. At McDuffey Law Firm, we take over the communication with our clients' insurance companies and handle all the negotiations so that they do not have to.

Myth #2:  Hiring A Personal Injury Lawyer Is Expensive

Most people assume attorneys charge an exorbitant amount for their services, but the truth is that your personal injury attorney in Osage Beach MO should be incredibly affordable. At McDuffey Law Firm, we operate strictly on a contingency fee basis; that is, our fees are contingent upon us winning your case. If we do not win your case, we will not charge you a single penny for our services. Our clients can rest assured that we will do everything in our power to bring their case to a successful conclusion and that they will be able to easily afford our services when it's all said and done.

Myth #3:  You Should Wait Until You Have Time To Assess The Damages Before Filing Your Case

Some people are tempted to wait a while before filing their personal injury cases, believing that they should first see the full extent of their medical bills, recovery time, and other expenses. However, it's critical that you not wait so long you let the statute of limitations expire, or else your case will be considered invalid. In Missouri, the statute of limitations for personal injury cases is two years from the point of injury or the point when the injury should have been discovered. It is okay to file your personal injury case while still in the recovery process.

Myth #4:  You Don't Have To Hire A Personal Injury Attorney If Your Only Sustained Minor Injuries

The assumption that you should only contact a personal injury attorney if your injuries are severe is a common misconception. The truth is that sometimes individuals with minor injuries are the most in need of an attorney's services, because their insurance companies are more likely to dismiss their cases. If they do agree to pay for damages, the payout amounts are frequently too low to cover even the most basic medical expenses. If you have suffered minor injuries, contact McDuffey Law Firm to evaluate your situation.

Questions About Personal Injury Law? Contact McDuffey Law Firm!

If you ever have any questions about your personal injury case, please don't hesitate to reach out to the team at our personal injury firm in Osage Beach MO. Thanks to our contingency fee structure, your initial consultation is always free. We look forward to working with you!

McDuffey Law Firm, LLC
Ph. (573) 302-7211
Fax. (573) 302-7215

5754 Parkside Village Ct.,
P.O. Box 368
Osage Beach, Mo 65065
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